Tag: Financial Fitness
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Want to get better with money? Become a better student.
Let’s get right to it. If you’re trying to get better with money, I’ve got great news. It’s totally possible to start, today. Here’s the thing. People have different ideas about what it takes to get a grasp on their financial situation. Some believe it’s an income issue. ‘If I only made more money, I…
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Behind the Scenes: Inside My Expense Tracking System
If you’re familiar with my YouTube channel, you already know I love teaching people how to build simple spreadsheet systems that actually work—like custom budgets and expense trackers. But I don’t just preach this stuff; I actually use these exact tools to manage my own money. I walk my talk. This year, I set out…
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Your secret weapon to saving money? Make your progress visible.
Psst – if you’re looking for a way to keep track of how much you’re saving, stick around for the end of this post. Got a big lofty goal that feels out of reach? That’s what saving money feels like for many people: whether you’re saving for your emergency fund, your next vacation, or another…
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Make 2026 your year for saving. For real.
If you’ve decided enough is enough, or that everything is too expense and AI is on track to take our jobs and dominate humanity, then I’ve got news for you. This is a good time to start planning. While we’re at the start of the year, and the world is still relatively intact. (Someone check…
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How living below your means allows you to thrive
If you’ve don’t know the phrase “live below your means”, then you’re missing a pretty crucial piece of financial wisdom. Here’s the deal. Lots of us would love to have more money. And this isn’t about greed: more money in the bank can give us the breathing room we need to feel financially secure. Which…
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How do you ‘feel’ about your spending?
No, really. Do you know your feelings and emotions around your spending habits? I am a big believer in tracking your expenses. And for all the practical reasons, of course: transparency around our spending, increased awareness of our money habits, and a mathematical basis for being able to actually save as much as we mathematically…
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There’s no shame in not knowing.
Gang, the financial fitness journey is challenging enough. The combination of mentality and behavior change alone can is new for many of us. And the consistency and diligence required to build wealth is a marathon all on its own. Let’s not add shame to the mix. If you’re someone who’s embarrassed that they don’t understand…
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Don’t cancel that credit card just yet.
If I could have it my way, I would only ever use 1 credit card for all my purchases. Why? Because I’m someone who doesn’t like clutter…even though I’m human and fall victim to it time & again. It’s a mental load to me, knowing that I have multiple credit cards – all originally opened…
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Being “good” with money isn’t just about having it.
Let’s get one obvious thing out of the way here. Having money is pretty great. Being able to pay your bills – without worrying how you’ll afford the rest of your life – is critical for our well being. Having extra money on hand to enjoy hobbies, care for loved ones and treat ourselves from…
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Student loans take no prisoners, too
Much like credit card debt, it seems, student loan debt can really take a bite out of your financial life. I’m not talking about interest rates – which can be lower for federal loans, and downright predatory for private ones. And I’m not even talking about the high principal balance that a typical American student…