learned money

tips & tools for a thriving financial life

Author: Dee

  • Want to get better with money? Become a better student.

    Want to get better with money? Become a better student.

    Let’s get right to it. If you’re trying to get better with money, I’ve got great news. It’s totally possible to start, today. Here’s the thing. People have different ideas about what it takes to get a grasp on their financial situation. Some believe it’s an income issue. ‘If I only made more money, I…

  • Behind the Scenes: Inside My Expense Tracking System

    Behind the Scenes: Inside My Expense Tracking System

    If you’re familiar with my YouTube channel, you already know I love teaching people how to build simple spreadsheet systems that actually work—like custom budgets and expense trackers. But I don’t just preach this stuff; I actually use these exact tools to manage my own money. I walk my talk. This year, I set out…

  • Bank fees are bleeding you dry. Here’s the fix.

    Bank fees are bleeding you dry. Here’s the fix.

    Bank fees are going to be one of the most boring topics I write about on this blog. But for one of you…. it will also be one of the most important topics. Maybe even the thing that kick starts your money progress…. especially if you’re someone who finds themselves constantly paying bank fees without…

  • The easiest way to stay on top of spending (no tracking required)

    The easiest way to stay on top of spending (no tracking required)

    Tracking your expenses – and comparing against your income – is still the best starting point when you’re trying to intentionally save. But sometimes, there’s no time for all that. I get it. If you’re in a busy season, that doesn’t mean your saving has to fall by the wayside. There are still incredibly easy…

  • Your secret weapon to saving money? Make your progress visible.

    Your secret weapon to saving money? Make your progress visible.

    Psst – if you’re looking for a way to keep track of how much you’re saving, stick around for the end of this post. Got a big lofty goal that feels out of reach? That’s what saving money feels like for many people: whether you’re saving for your emergency fund, your next vacation, or another…

  • Make 2026 your year for saving. For real.

    Make 2026 your year for saving. For real.

    If you’ve decided enough is enough, or that everything is too expense and AI is on track to take our jobs and dominate humanity, then I’ve got news for you. This is a good time to start planning. While we’re at the start of the year, and the world is still relatively intact. (Someone check…

  • Is blogging dead now thanks to AI?

    And does everyone think this was written by a robot?

  • How living below your means allows you to thrive

    If you’ve don’t know the phrase “live below your means”, then you’re missing a pretty crucial piece of financial wisdom. Here’s the deal. Lots of us would love to have more money. And this isn’t about greed: more money in the bank can give us the breathing room we need to feel financially secure. Which…

  • How do you ‘feel’ about your spending?

    No, really. Do you know your feelings and emotions around your spending habits? I am a big believer in tracking your expenses. And for all the practical reasons, of course: transparency around our spending, increased awareness of our money habits, and a mathematical basis for being able to actually save as much as we mathematically…

  • There’s no shame in not knowing.

    Gang, the financial fitness journey is challenging enough. The combination of mentality and behavior change alone can is new for many of us. And the consistency and diligence required to build wealth is a marathon all on its own. Let’s not add shame to the mix. If you’re someone who’s embarrassed that they don’t understand…