learned money

tips & tools for a thriving financial life

Latest Posts

  • Don’t cancel that credit card just yet.

    If I could have it my way, I would only ever use 1 credit card for all my purchases. Why? Because I’m someone who doesn’t like clutter…even though I’m human and fall victim to it time & again. It’s a mental load to me, knowing that I have multiple credit cards – all originally opened…

  • Big money gains start with small money moves

    The reminder of the day. Big things tend to start small. You might be hundreds or thousands of dollars away from that savings goal. Or that home purchase. Or that car purchase. Or that once in a lifetime vacation. Or even on a more basic level, you may be many dollars away from that feeling…

  • Being “good” with money isn’t just about having it.

    Let’s get one obvious thing out of the way here. Having money is pretty great. Being able to pay your bills – without worrying how you’ll afford the rest of your life – is critical for our well being. Having extra money on hand to enjoy hobbies, care for loved ones and treat ourselves from…

  • Student loans take no prisoners, too

    Much like credit card debt, it seems, student loan debt can really take a bite out of your financial life. I’m not talking about interest rates – which can be lower for federal loans, and downright predatory for private ones. And I’m not even talking about the high principal balance that a typical American student…

  • If all your money goes to food delivery- the temptation just got worse.

    The Scoop: Doordash plans to offer an ‘Eat Now, Pay Later’ plan for those who’d prefer not to pay upfront for their food. Frankly, I’m not sure what to think. The Pro: On the one hand, giving people the option to pay for purchases when they’re financially stable enough to do so always sounds great.